Compare Personal Checking Accounts

Compare Gateway’s personal checking accounts

See all of our personal checking accounts together to choose the right one for you.

Basic CheckingAdvantage CheckingService First CheckingPrime Checking
Perfect forPeople who just want the basics.People who want to earn a little extra money.Educators and public safety professionals.Seniors 55 and older.
Minimum opening deposit$100$1$100$100
Minimum balance required to avoid service chargeNo minimum balance requirement.No minimum balance requirement.No minimum balance requirement.No minimum balance requirement.
Monthly charge if your account goes below the minimumN/A, no minimum balance.N/A, no minimum balance.N/A, no minimum balance.N/A, no minimum balance.
Earns interestNoYesNoNo
Free online bankingYesYesYesYes
Free online bill payYesYesYesYes, $5 per month for 10 bill payments and $0.40 each after that.
Free Visa debit cardYesYesYesYes
Additional benefitsUnlimited checking writing, itemized monthly statements, and introductory package of 50 checks.Unlimited checking writing, itemized monthly statements with image copy of checks, and introductory package of 50 checks.Two waived overdrafts per year, free money orders and cashier’s checks, free fax services, free stop payments, unlimited check writing, free duplicate paper checks, and preferential rates on certificates of deposit.Free money orders and cashier’s checks, free fax services, discounted stop payment fee of $10.00, unlimited checking writing, and free duplicate paper checks.
Important notesCancelled checks are not returned with your statement, but copies are available upon request.Interest will be compounded and credited monthly.Five free check photocopies are provided each month upon request.Five free photocopies are provided each month upon request.

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