Compare Personal Savings and Money Market Accounts

Compare Gateway’s personal savings and money market accounts

See all of our personal savings and money market accounts together to choose the right one for you.

Traditional SavingsYouth SavingsPersonal Money Market
Perfect forPeople who just want the basics.Kids and teens under 18 years old.People with large amounts of money to store.
Minimum opening deposit$1$5$1,000
Minimum balance required to avoid service chargeNo minimum balance requirement.No minimum balance requirement.$1,000
Monthly charge if your account goes below the minimumN/A, no minimum balance.N/A, no minimum balance.$10
Earns interestYesYesYes, tiered interest rates.
Free online bankingYesYesYes
Free online bill payNoNoNo
Additional benefitsThree (3) free withdrawals/debits per month ($2 for each one after that). Interest will be compounded and credited quarterly. Three (3) free withdrawals/debits per month ($1 for each one after that). Interest will be compounded and credited quarterly.Six (6) free withdrawals/debits per month ($5 for each one after that). Interest will be compounded and credited monthly. Itemized monthly statements with image copies of cancelled checks.
Important notesUnlimited withdrawals in person. Federal Regulation and our deposit agreement limit the number of withdrawals and/or transfers that may be made from a savings account by telephone/PC transfer, pre-authorized transfer, check or debit card. You are limited to 6 withdrawals and/or transfers from your savings account each monthly statement cycle by pre-authorized transfer, or telephone/PC transfer (including bill payments). And, if the account permits transfers by check or debit card, no more than 3 of 6 limited transferes may be by check or debit card.Unlimited withdrawals in person. Federal Regulation and our deposit agreement limit the number of withdrawals and/or transfers that may be made from a savings account by telephone/PC transfer, pre-authorized transfer, check or debit card. You are limited to 6 withdrawals and/or transfers from your savings account each monthly statement cycle by pre-authorized transfer, or telephone/PC transfer (including bill payments). And, if the account permits transfers by check or debit card, no more than 3 of 6 limited transferes may be by check or debit card.Unlimited withdrawals in person. Federal Regulation and our deposit agreement limit the number of withdrawals and/or transfers that may be made from a savings account by telephone/PC transfer, pre-authorized transfer, check or debit card. You are limited to 6 withdrawals and/or transfers from your savings account each monthly statement cycle by pre-authorized transfer, or telephone/PC transfer (including bill payments). And, if the account permits transfers by check or debit card, no more than 3 of 6 limited transferes may be by check or debit card.

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