Convenient, secure business checking accounts with white-glove support
Don’t let a big bank make you feel small. Enjoy a better banking experience with checking accounts from Gateway, the only community bank in Mesa, AZ. While each type of account has different benefits to fit your company’s unique needs, you can count on all of them for convenience, safety, and simplicity.
All accounts include:
- Quick, personal service from local staff who knows you
- Clear pricing – no hidden fees
- Free online banking and mobile app with convenient features
- Hands-on support over the phone, online, or in person at our branch or your location
- Nationwide, fee-free ATM network
- Additional protection available for deposits over $250k
- Rock-solid security
- Overdraft protection
- Courier service may also be available
The USA Patriot Act requires Gateway Bank to obtain, verify, and record information that identifies each person who opens an account. Please review these procedures before sharing your information.
Browse Business Banking
Checking
Savings and Money Market
Business CDs
Loans
Remote Deposit
Business Management
Merchant Services
Analysis Business Checking
Ideal for those with high activity or complex needs. This account provides a 5% earnings credit on your balance (one of the most competitive rates around) to help offset most or all transaction fees.
- Includes all Basic Business Checking benefits
- 5% earnings credit toward fees (and no hidden fees)
- Additional protection available for deposits over $250k
Basic Business Checking
Ideal for businesses that want to manage day-to-day expenses, but don’t need advanced features like Remote Deposit or Business Management.
- $100 opening deposit
- No minimum balance
- No fee for up to 500 transactions
- Online banking and debit card included
- Additional protection available for accounts over $250k
Non-Profit Checking
Ideal for non-profits that need to manage business finances, pay for day-to-day expenses, and keep cash on hand.
- Low minimum opening deposit
- No minimum balance
- Online banking included
- Unlimited check writing
- Additional protection available for accounts over $250k
Kind words from our customers
From the very first meeting with Gateway, the experience was just amazing. The whole process went so smooth and exceeded all our expectations. They even considered our NPO status and gave us very competitive interest rates, loan terms, loan closing and title recording costs.
– Anil Anugula
Frequently asked questions
Use this checklist to gather account opening documentation. When all documents are ready, you have three convenient options for secure submission:
- Email: Ask us to send you a secure email so you can reply and attach your documents.
- In person at the branch: Come in or drive thru Monday-Friday from 9 a.m.-5 p.m. You can stay while we process your documents, or we can give you a time to return for final signatures.
- In person: Schedule a visit to take care of final signatures.
There is no minimum balance requirement for any checking or savings accounts. Money market accounts require a minimum balance of $1,000. If your account goes below that limit, the fee is $10/month.
We’re always transparent with pricing – no hidden fees here. You can find Gateway’s fee schedule for additional transactions and services. Note that there is no cost for online banking or our mobile app.
Yes, you can sweep from one account to the other to prevent any overdrafts.
Safety and security are always top of mind, especially during volatile times. Rest assured that Gateway Bank is just as strong as ever. The FDIC insures deposit accounts at Gateway up to $250,000. We also offer two programs at no additional cost to supplement FDIC deposit insurance and add peace of mind for accounts over $250,000.
Yes there are limits, but our mobile deposit app will still allow deposits to go through. We work each exception behind the scenes. Contact us if you need assistance.
Business banking customers have access to:
- Loans and lines of credit
- Remote Deposit ($45/mo for single feed and $60/mo for multi-feed)
- ACH services / Business Management Solutions ($50/mo)
- Merchant Services (pricing varies)
- Positive Pay check fraud protection (no cost)
Yes. Contact us and we will be happy to help compare your current fees to future potential savings.
Please review the following disclosures and conditions.
Let’s connect
Schedule a free consultation
Fill out this form to request a call with one of our team members so you can discuss your needs and questions. You will also receive a short email series with:
- A comparison of all Gateway deposit accounts
- A checklist of the documents to include when opening an account
- The benefits of working with a local bank like Gateway
- And more
All services may be subject to additional terms, conditions, and miscellaneous fees, including but not limited to mobile data charges and internet provider fees.