Loan Process

Getting a loan with Gateway Bank

We’re here to make the loan process as fast and easy as possible. Our local team is available to sit down with you in person or over the phone to walk you through each step, answer any questions, and customize a loan that fits your needs.

Here are the steps when getting a loan through Gateway Bank:


Review our loan documentation checklist to see the documents you will need to submit with your application. Our lenders can help evaluate your options and answer any questions along the way.

Then, complete your application online or download a hard copy to submit in person. Once we receive your complete package, we can provide an interest rate indication.


Typically 1-10 days after submission

Gateway’s Loan Committee meets to review your application. They will either approve it or request more information.


Typically 3-45 days after approval

Once approved, we’ll meet with you to sign paperwork and provide access to your funds so you can keep growing toward your goals.


Every 3-6 months

Every quarter or so, we’ll check in to see how things are going and gather financial information required to service your loan.