Curious how to get a loan? Here are the steps of the process at Gateway Bank. Our local team is also available to sit down with you in person or over the phone to walk you through each step, answer any questions, and customize a loan that fits your needs.

How to get a loan through Gateway Bank:


Review our loan documentation checklist to see the documents you will need to submit with your application. Our lenders can help evaluate your options and answer any questions along the way.

Then, fill out the loan application online, or download the application to submit in person or via email. Once we receive your complete package, we can provide an interest rate indication.


Typically 1-10 days after submission

Gateway’s Loan Committee meets to review your application. They will either approve it or request more information.


Typically 3-45 days after approval

Once approved, we’ll meet with you to sign paperwork and provide access to your funds so you can keep growing toward your goals.


Every 3-6 months

Every quarter or so, we’ll check in to see how things are going and gather financial information required to service your loan.