Convenient, secure checking accounts with white-glove support
Enjoy fast, personal service and keep your money local with a checking account from Gateway Bank, the only community bank in Mesa, AZ. While each type of account has different benefits to fit your needs, you can count on all of them to keep your money safe and easy to manage.
All accounts include:
- Quick, personal service from local staff who knows you
- Clear pricing – no hidden fees
- Free online banking and mobile app with convenient features
- Hands-on support over the phone, online, or in person at our branch or your location
- Nationwide, fee-free ATM network
- Additional protection available for accounts over $250k
- Rock-solid security
- Overdraft protection
The USA Patriot Act requires Gateway Bank to obtain, verify, and record information that identifies each person who opens an account. Please review these procedures before sharing your information.
Browse Personal Banking
Checking
Savings and Money Market
CDs and Retirement Accounts
Loans
Health Savings Accounts
Basic Checking
Ideal if you want to keep cash on hand and pay for daily expenses, but you aren’t focused on bells and whistles or earning interest.
- $100 opening deposit
- No minimum balance
- Online banking and debit card included
- Unlimited check writing
- Additional protection available for accounts over $250k
Advantage Checking
Ideal for managing your everyday expenses while earning interest for the extra money you have on hand.
- Earns interest
- $100 minimum deposit
- No minimum balance
- Online banking and debit card included
- Unlimited check writing
- Additional protection available for accounts over $250k
Service First Checking
Ideal for teachers, educators, and public safety professionals who appreciate a little bonus for all they do for the community.
Includes all Basic Checking benefits plus:
- Free stop payments, money orders, cashier’s checks, and fax services
- Two waived overdrafts per year
Prime Checking
Ideal for people over the age of 55 who want all the features of a basic checking account, plus a few extra benefits to make life a little easier.
Includes all Basic Checking benefits plus:
- Free money orders and cashier’s checks
- Free safety paper wallet checks
Kind words from our customers
From the very first meeting with Gateway, the experience was just amazing. The whole process went so smooth and exceeded all our expectations. They even considered our NPO status and gave us very competitive interest rates, loan terms, loan closing and title recording costs.
– Anil Anugula
Frequently asked questions
Use this checklist to gather account opening documentation. When all documents are ready, you have four convenient options for secure submission:
- Online: 24/7 through secure forms
- Email: Ask us to send you a secure email so you can reply and attach your documents.
- In person at the branch: Come in or drive thru Monday-Friday from 9 a.m.-5 p.m. You can stay while we process your documents, or we can give you a time to return for final signatures.
- In person: Schedule a visit to take care of final signatures.
There is no minimum balance requirement for any checking or savings accounts. Money market accounts require a minimum balance of $1,000. If your account goes below that limit, the fee is $10/month.
We’re always transparent with pricing – no hidden fees here. You can find Gateway’s fee schedule for additional transactions and services. Note that there is no cost for online banking or our mobile app.
Yes, you can sweep from one account to the other to prevent any overdrafts.
Safety and security are always top of mind, especially during volatile times. Rest assured that Gateway Bank is just as strong as ever. The FDIC insures deposit accounts at Gateway up to $250,000. We also offer two programs at no additional cost to supplement FDIC deposit insurance and add peace of mind for accounts over $250,000.
Yes there are limits, but our mobile deposit app will still allow deposits to go through. We work each exception behind the scenes. Contact us if you need assistance.
Yes. Contact us and we will be happy to help compare your current fees to future potential savings.
Please review the following disclosures and conditions.
Let’s connect
Schedule a free consultation
Fill out this form to request a call with one of our team members so you can discuss your needs and questions. You will also receive a short email series with:
- A comparison of all Gateway deposit accounts
- A checklist of the documents to include when opening an account
- The benefits of working with a local bank like Gateway
- And more
All services may be subject to additional terms, conditions, and miscellaneous fees, including but not limited to mobile data charges and internet provider fees.