Holiday hours: The branch will be closed on Wednesday, June 19, in honor of Juneteenth.

Local checking accounts designed for your needs

Enjoy fast, personal service while keeping your money local with a checking account from Gateway Bank, the only community bank in Mesa, AZ. While each type of account has different benefits to fit your needs, you can count on all of them to keep your money safe and easy to manage.

All accounts include:

Basic Checking

Ideal if you want to keep cash on hand and pay for daily expenses, but you aren’t focused on bells and whistles or earning interest.

Advantage Checking

Ideal for managing your everyday expenses while earning interest for the extra money you have on hand.

Service First Checking

Ideal for teachers, educators, and public safety professionals who appreciate a little bonus for all they do for the community.

Includes all Basic Checking benefits plus:

  • Free stop payments, money orders, cashier’s checks, and fax services
  • Two waived overdrafts per year
Prime Checking

Ideal for people over the age of 55 who want all the features of a basic checking account, plus a few extra benefits to make life a little easier.

Includes all Basic Checking benefits plus:

  • Free money orders and cashier’s checks
  • Free safety paper wallet checks

Kind words from our customers

From the very first meeting with Gateway, the experience was just amazing. The whole process went so smooth and exceeded all our expectations. They even considered our NPO status and gave us very competitive interest rates, loan terms, loan closing and title recording costs.

– Anil Anugula

Frequently asked questions

Visit this page for details on opening a checking, savings, or investment account.

There is no minimum balance requirement for any checking or savings accounts. Money market accounts require a minimum balance of $1,000. If your account goes below that limit, the fee is $10/month.

We’re always transparent with pricing – no hidden fees here. You can find Gateway’s fee schedule for additional transactions and services. Note that there is no cost for online banking or our mobile app.

Yes, you can sweep from one account to the other to prevent any overdrafts.

Safety and security are always top of mind, especially during volatile times. Rest assured that Gateway Bank is just as strong as ever. The FDIC insures deposit accounts at Gateway up to $250,000. We also offer two programs at no additional cost to supplement FDIC deposit insurance and add peace of mind for accounts over $250,000.

Yes there are limits, but our mobile deposit app will still allow deposits to go through. We work each exception behind the scenes. Contact us if you need assistance.

Yes. Contact us and we will be happy to help compare your current fees to future potential savings.

Let’s connect

Schedule a free consultation

Fill out this form to request a call with one of our team members so you can discuss your needs and questions. You will also receive a short email series with:

  • A comparison of all Gateway deposit accounts
  • A checklist of the documents to include when opening an account
  • The benefits of working with a local bank like Gateway
  • And more



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    Opening a business accountOpening a personal account

    All services may be subject to additional terms, conditions, and miscellaneous fees, including but not limited to mobile data charges and internet provider fees.

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