Basic Checking

Gateway’s Basic Checking Account

Our Basic Checking Account allows you to take care of your everyday banking needs without paying for extra bells and whistles you don’t need. This free checking account is ideal for just about anyone who wants to pay for day-to-day expenses and keep cash on hand, but isn’t worried about earning interest.

Account at a glance

Minimum opening deposit$100
Minimum balance required to avoid service chargeNo minimum balance requirement.
Monthly charge if your account goes below the minimumN/A, no minimum balance.
Earns interestNo
Free online bankingYes
Free online bill payYes
Free Visa debit cardYes
Additional benefitsUnlimited checking writing, itemized monthly statements, and introductory package of 50 checks.
Important notesCancelled checks are not returned with your statement, but copies are available upon request.

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