Compare Gateway’s personal checking accounts

See all of our personal checking accounts side by side to choose the right one for you.

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 Basic
Checking
Advantage
Checking
Service First
Checking
Prime
Checking
Perfect for
People who just want the basics.People who want to earn a little extra money.Educators and public safety professionals.Seniors 55 and older.
Minimum opening deposit
$100$100$100$100
Minimum balance required to avoid service charge
No minimum balance requirement.No minimum balance requirement.No minimum balance requirement.No minimum balance requirement.
Monthly charge if your account goes below the minimum
N/A, no minimum balance.N/A, no minimum balance.N/A, no minimum balance.N/A, no minimum balance.
Earns interest
NoYesNoNo
Free online banking
YesYesYesYes
Free online bill pay
YesYesYesYes
Free Visa debit card
YesYesYesYes
Additional benefits

Unlimited checking writing, itemized monthly statements, and introductory package of 50 checks.

Unlimited checking writing, itemized monthly statements with image copy of checks, and introductory package of 50 checks.

Two waived overdrafts per year, free money orders and cashier’s checks, free fax services, free stop payments, unlimited check writing, free duplicate paper checks, and preferential rates on certificates of deposit.

Free money orders and cashier’s checks, free fax services, discounted stop payment fee of $10.00, unlimited checking writing, and free duplicate paper checks.

Important notes

Cancelled checks are not returned with your statement, but copies are available upon request.

Interest will be compounded and credited monthly.

Five free check photocopies are provided each month upon request.

Five free photocopies are provided each month upon request.

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