Compare Gateway’s personal checking accounts
See all of our personal checking accounts side by side to choose the right one for you.
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| Basic Checking | Advantage Checking | Service First Checking | Prime Checking |
|
|---|---|---|---|---|
Perfect for | People who just want the basics. | People who want to earn a little extra money. | Educators and public safety professionals. | Seniors 55 and older. |
Minimum opening deposit | $100 | $100 | $100 | $100 |
Minimum balance required to avoid service charge | No minimum balance requirement. | No minimum balance requirement. | No minimum balance requirement. | No minimum balance requirement. |
Monthly charge if your account goes below the minimum | N/A, no minimum balance. | N/A, no minimum balance. | N/A, no minimum balance. | N/A, no minimum balance. |
Earns interest | No | Yes | No | No |
Free online banking | Yes | Yes | Yes | Yes |
Free online bill pay | Yes | Yes | Yes | Yes |
Free Visa debit card | Yes | Yes | Yes | Yes |
Additional benefits | Unlimited checking writing, itemized monthly statements, and introductory package of 30 single checks. | Unlimited checking writing, itemized monthly statements with image copy of checks, and introductory package of 30 single checks. | Two waived overdrafts per year, free money orders and cashier’s checks, free fax services, free stop payments, unlimited check writing, free single paper checks, and preferential rates on certificates of deposit. | Free money orders and cashier’s checks, free fax services, discounted stop payment fee of $10.00, unlimited checking writing, and free single paper checks. |
Important notes | Cancelled checks are not returned with your statement, but copies are available upon request. | Interest will be compounded and credited monthly. | Five free check photocopies are provided each month upon request. | Five free photocopies are provided each month upon request. |
Interest rates
See the latest interest rates to find out how much your account will earn.