Money market and savings accounts with perks and personal support
Save for a rainy day or a sunny one with an account that earns interest while your money waits for use. No matter how big or small your nest egg is, we have a money market account or savings account that’s just right for you.
All accounts include:
- Quick, personal service from local staff who knows you
- Clear pricing – no hidden fees
- Free online banking and mobile app with convenient features
- Hands-on support over the phone, online, or in person at our branch or your location
- Nationwide, fee-free ATM network
- Additional protection available for accounts over $250k
- Rock-solid security
- Overdraft protection
The USA Patriot Act requires Gateway Bank to obtain, verify, and record information that identifies each person who opens an account. Please review these procedures before sharing your information.
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Checking
Savings and Money Market
CDs and Retirement Accounts
Loans
Health Savings Accounts
Traditional Savings
Ideal if you want to store extra money in a safe place and earn interest while it’s waiting for use.
- Low minimum opening deposit
- No minimum balance
- Online banking included
- Earns interest on any amount
- Additional protection available for accounts over $250k
Personal Money Market
Ideal if you have a large amount of money to store because it provides the most return on your investment.
- $1,000 opening deposit
- $1,000 minimum balance
- Tiered interest rates
- Online banking included
- Unlimited in-person withdrawals
- Additional protection available for accounts over $250k
Youth Savings
Ideal for teaching your kids the ins and outs of banking while setting them up for a prosperous future.
- Low minimum opening deposit
- No minimum balance
- Online banking included
- Earns interest on any amount
Frequently asked questions
Use this checklist to gather account opening documentation. When all documents are ready, you have four convenient options for secure submission:
- Online: 24/7 through secure forms
- Email: Ask us to send you a secure email so you can reply and attach your documents.
- In person at the branch: Come in or drive thru Monday-Friday from 9 a.m.-5 p.m. You can stay while we process your documents, or we can give you a time to return for final signatures.
- In person: Schedule a visit to take care of final signatures.
Withdrawals are unlimited for both savings and money market accounts.
There is no minimum balance for savings accounts. The minimum balance for money market accounts is $1,000. A $10 service charge will be incurred if the balance dips below $1,000. The maximum monthly service charge is $10 per account, regardless of how many days the balance stays below $1,000 or how many times it dips below this minimum during the month.
See the latest interest rates here.
Safety and security are always top of mind, especially during volatile times. Rest assured that Gateway Bank is just as strong as ever. The FDIC insures deposit accounts at Gateway up to $250,000. We also offer two programs at no additional cost to supplement FDIC deposit insurance and add peace of mind for accounts over $250,000.
Please review the following disclosures and conditions.
Let’s connect
Schedule a free consultation
Fill out this form to request a call with one of our team members so you can discuss your needs and questions. You will also receive a short email series with:
- A comparison of all Gateway deposit accounts
- A checklist of the documents to include when opening an account
- The benefits of working with a local bank like Gateway
- And more
All services may be subject to additional terms, conditions, and miscellaneous fees, including but not limited to mobile data charges and internet provider fees.