Money market accounts and savings accounts to help you plan ahead

Save for a rainy day or a sunny one with an account that earns interest and rewards you for setting money aside for the future.  No matter how big or small your savings, we have a money market account or savings account that’s just right for you.

All accounts include:

  • Quick, personal service from local staff who knows you
  • Clear pricing – no hidden fees
  • Free online banking and mobile app
  • Rock-solid security
  • Overdraft protection
  • Nationwide, fee-free ATM network

Browse Personal Banking

Savings and Money Market
CDs and Retirement Accounts
Health Savings Accounts

Traditional Savings

Ideal if you want to store extra money in a safe place and earn interest while it’s waiting for use.

  • Low minimum opening deposit
  • No minimum balance
  • Online banking included
  • Earns interest on any amount
Personal Money Market

Ideal if you have a large amount of money to store because it provides the most return on your investment.

  • $1,000 opening deposit
  • $1,000 minimum balance
  • Tiered interest rates
  • Unlimited in-person withdrawals
Youth Savings

Ideal for teaching your kids the ins and outs of banking while setting them up for a prosperous future.

  • Low minimum opening deposit
  • No minimum balance
  • Online banking included
  • Earns interest on any amount

Frequently asked questions

Visit this page for details on opening a checking, savings, or money market account.

Withdrawals are unlimited for both savings and money market accounts.

There is no minimum balance for savings accounts. The minimum balance for money market accounts is $1,000. A $10 service charge will be incurred if the balance dips below $1,000. The maximum monthly service charge is $10 per account, regardless of how many days the balance stays below $1,000 or how many times it dips below this minimum during the month.

Let’s connect

Schedule a free consultation

Fill out this form to request a call with one of our team members so you can discuss your needs and questions. You will also receive a short email series with:

  • A comparison of all Gateway deposit accounts
  • A checklist of the documents to include when opening an account
  • The benefits of working with a local bank like Gateway
  • And more

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    All services may be subject to additional terms, conditions, and miscellaneous fees, including but not limited to mobile data charges and internet provider fees.