Compare Gateway’s personal savings and money market accounts
See all of our personal savings and money market accounts together and browse through our frequently asked questions to choose the right one for you.
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Checking
Savings and Money Market
CDs and Retirement Accounts
Loans
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| Traditional Savings | Youth Savings | Personal Money Market |
|
|---|---|---|---|
Perfect for | People who just want the basics. | Kids and teens under 18 years old. | People with large amounts of money to store. |
Minimum opening deposit | $100 | $5 | $1,000 |
Minimum balance required to avoid service charge | No minimum balance requirement. | No minimum balance requirement. | $1,000 |
Monthly charge if your account goes below the minimum | N/A, no minimum balance. | N/A, no minimum balance. | $10 |
Earns interest | Yes, see interest rates | Yes, see interest rates | Yes, see tiered interest rates |
Free online banking | Yes | Yes | Yes |
Free online bill pay | No | No | No |
Frequently asked questions
Visit this page for details on opening a checking, savings, or investment account.
There is no minimum balance requirement for any checking or savings accounts. Money market accounts require a minimum balance of $1,000. The fee if your account goes below that limit is $10/month.
We’re always transparent with pricing – no hidden fees here. You can find Gateway’s fee schedule for additional transactions and services on our website. Note that there is no cost for online banking or our mobile app.
Yes, you can sweep from one account to the other to prevent any overdrafts.
Yes there are limits, but our mobile deposit app will still allow deposits to go through. We work each exception on the back end.
Analysis Business Checking customers can get:
- Loans and lines of credit
- Remote Deposit ($45/mo for single feed and $60/mo for multi-feed)
- ACH services / Business Management Solutions ($50/mo)
- Merchant Services (pricing varies)
- Positive Pay check fraud protection (no cost)
Yes. Contact us and we will be happy to help compare your current fees to future potential savings.
Please review the following disclosures and conditions.
Loans are subject to credit approval. All services may be subject to additional terms, conditions, and miscellaneous fees, including but not limited to mobile data charges and internet provider fees.
Interest rates
See the latest interest rates to find out how much your account will earn.