Compare Gateway’s personal savings and money market accounts
See all of our personal savings and money market accounts together and browse through our frequently asked questions to choose the right one for you.
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|People who just want the basics.||Kids and teens under 18 years old.||People with large amounts of money to store.|
Minimum opening deposit5>
Minimum balance required to avoid service charge5>
|No minimum balance requirement.||No minimum balance requirement.||$1,000|
Monthly charge if your account goes below the minimum5>
|N/A, no minimum balance.||N/A, no minimum balance.||$10|
|Yes, see interest rates||Yes, see interest rates||Yes, see tiered interest rates|
Free online banking5>
Free online bill pay5>
Frequently asked questions
There is no minimum balance requirement for any checking or savings accounts. Money market accounts require a minimum balance of $1,000. The fee if your account goes below that limit is $10/month.
We’re always transparent with pricing – no hidden fees here. You can find Gateway’s fee schedule for additional transactions and services on our website. Note that there is no cost for online banking or our mobile app.
Yes, you can sweep from one account to the other to prevent any overdrafts.
Yes there are limits, but our mobile deposit app will still allow deposits to go through. We work each exception on the back end.
Loans are subject to credit approval. All services may be subject to additional terms, conditions, and miscellaneous fees, including but not limited to mobile data charges and internet provider fees.