Compare Gateway’s personal savings and money market accounts

See all of our personal savings and money market accounts together to choose the right one for you.

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 Traditional
Savings
Youth
Savings
Personal
Money Market
Perfect for
People who just want the basics.Kids and teens under 18 years old.People with large amounts of money to store.
Minimum opening deposit
$100$5$1,000
Minimum balance required to avoid service charge
No minimum balance requirement.No minimum balance requirement.$1,000
Monthly charge if your account goes below the minimum
N/A, no minimum balance.N/A, no minimum balance.$10
Earns interest
Yes, see interest ratesYes, see interest ratesYes, see tiered interest rates
Free online banking
YesYesYes
Free online bill pay
NoNoNo
Additional benefits

Three (3) free withdrawals/debits per month ($2 for each one after that). Interest will be compounded and credited quarterly.

Three (3) free withdrawals/debits per month ($1 for each one after that). Interest will be compounded and credited quarterly.

Six (6) free withdrawals/debits per month ($5 for each one after that). Interest will be compounded and credited monthly. Itemized monthly statements with image copies of cancelled checks.

Important notes
  • Unlimited withdrawals in person.

  • Federal Regulation and our deposit agreement limit the number of withdrawals and/or transfers that may be made from a savings account by telephone/PC transfer, pre-authorized transfer, check or debit card.

  • You are limited to 6 withdrawals and/or transfers from your savings account each monthly statement cycle by pre-authorized transfer, or telephone/PC transfer (including bill payments).

  • If the account permits transfers by check or debit card, no more than 3 of 6 limited transfers may be by check or debit card.
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