Compare Gateway’s personal savings and money market accounts

See all of our personal savings and money market accounts together and browse through our frequently asked questions to choose the right one for you.

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Money Market
Perfect for
People who just want the basics.Kids and teens under 18 years old.People with large amounts of money to store.
Minimum opening deposit
Minimum balance required to avoid service charge
No minimum balance requirement.No minimum balance requirement.$1,000
Monthly charge if your account goes below the minimum
N/A, no minimum balance.N/A, no minimum balance.$10
Earns interest
Yes, see interest ratesYes, see interest ratesYes, see tiered interest rates
Free online banking
Free online bill pay

Frequently asked questions

Visit this page for details on opening a checking, savings, or investment account.

There is no minimum balance requirement for any checking or savings accounts. Money market accounts require a minimum balance of $1,000. The fee if your account goes below that limit is $10/month.

We’re always transparent with pricing – no hidden fees here. You can find Gateway’s fee schedule for additional transactions and services on our website. Note that there is no cost for online banking or our mobile app.

Yes, you can sweep from one account to the other to prevent any overdrafts.

Yes there are limits, but our mobile deposit app will still allow deposits to go through. We work each exception on the back end.

Analysis Business Checking customers can get:

Yes. Contact us and we will be happy to help compare your current fees to future potential savings.

Loans are subject to credit approval. All services may be subject to additional terms, conditions, and miscellaneous fees, including but not limited to mobile data charges and internet provider fees.

Interest rates

See the latest interest rates to find out how much your account will earn.